In California, your car is considered a total loss when the cost to repair it plus its salvage value equals or exceeds its actual cash value (ACV) immediately before the vehicle accident. When you know the total loss formula, you’ll better understand how insurers determine whether to repair or declare your vehicle totaled. What “Total…
A claim denial does not mean the end of your Perris car accident case. Many denials can be reversed with the right documentation and a clear strategy. Check Why the Claim Was Denied Insurance companies must provide a written explanation for any denial. This letter outlines the reason for the decision and the policy provisions…
Dealing with the aftermath of a car accident is stressful enough without having your insurance claim denied. If you believe your claim was wrongfully rejected, you have options to challenge it. Find Out Why the Claim Was Denied The first step is to carefully read the denial letter from your insurance company. Every insurer must…