When a third party causes a car accident, liability does not stop with the vehicles that collide. Responsibility may extend to anyone whose negligence contributed to the crash. What Does “Third Party” Mean in a Car Accident? In car accident cases, a third party refers to someone other than the at-fault driver and the injured…
Passengers injured in car accidents often feel uncertain about their rights because they were not driving either vehicle. California law provides clear protections for passengers and allows them to pursue compensation when another party’s negligence causes their injuries. Who Pays for a Passenger’s Injuries? Several insurance policies may apply when a passenger suffers injuries. The…
In California, your car is considered a total loss when the cost to repair it plus its salvage value equals or exceeds its actual cash value (ACV) immediately before the vehicle accident. When you know the total loss formula, you’ll better understand how insurers determine whether to repair or declare your vehicle totaled. What “Total…