Passengers injured in car accidents often feel uncertain about their rights because they were not driving either vehicle. California law provides clear protections for passengers and allows them to pursue compensation when another party’s negligence causes their injuries. Who Pays for a Passenger’s Injuries? Several insurance policies may apply when a passenger suffers injuries. The…
In California, your car is considered a total loss when the cost to repair it plus its salvage value equals or exceeds its actual cash value (ACV) immediately before the vehicle accident. When you know the total loss formula, you’ll better understand how insurers determine whether to repair or declare your vehicle totaled. What “Total…
A claim denial does not mean the end of your Perris car accident case. Many denials can be reversed with the right documentation and a clear strategy. Check Why the Claim Was Denied Insurance companies must provide a written explanation for any denial. This letter outlines the reason for the decision and the policy provisions…
