According to the Insurance Information Institute (III), despite financial responsibility requirements under state law, an estimated 15.2 percent of drivers in California are uninsured. This means your chances of being involved in an accident caused by an uninsured motorist are not that slim. If you are injured in such an accident, call Hanson & Mouri in Riverside as soon as possible. Our Riverside uninsured accident lawyers can protect your interests and increase your chances of receiving maximum compensation for your losses.
Why Choose Hanson & Mouri?
We are compassionate and care for our clients. If you have been injured and come to our firm for help, we treat you like family and give you our commitment to fight for your rights and the compensation you deserve.
Our trial lawyers have more than two decades of experience handling all matters of personal injury law. It is the sole focus of our practice. We are dedicated to helping injured people.
Our founding attorney is a former insurance defense lawyer. We know how insurance companies think, act, and evaluate claims, and we use that knowledge to your advantage.
What Are the Minimum Auto Liability Insurance Requirements In California?
The minimum liability coverage drivers are required to carry in California is:
$15,000 for bodily injury or death of a person
$30,000 for bodily injury or death of more than one person in a single accident
$5,000 for property damage of another person
How Can You Protect Yourself In Case of an Uninsured Motorist Collision?
In California, you can purchase uninsured/underinsured motorist coverage to protect yourself in case an uninsured or underinsured driver causes a car accident in Riverside. If the driver who caused your accident does not have the minimum auto liability insurance required by law, your uninsured/underinsured motorist insurance should cover you for at least those minimum amounts listed above. Uninsured/underinsured motorist coverage amounts are generally in line with liability coverage in a policy. Buying more coverage can provide you with greater protection in case of a serious accident.
What Are Your Options after an Uninsured Motorist Accident?
After a crash caused by an uninsured motorist, you can file a claim with your own insurance company if you have uninsured motorist coverage. If you do not have the coverage or your claim is denied, you have the option to try to obtain a settlement from the at-fault driver. If your settlement attempts fail, you may file a lawsuit in civil court against the at-fault driver to recover for your injuries.
Why You Need a Lawyer
An experienced personal injury lawyer can provide professional guidance and increase the likelihood of recovering full and fair compensation if you have been hit by a driver who was uninsured. Our Riverside attorneys can investigate your accident, fully assess your losses, and negotiate with insurance companies on your behalf. We can also protect your interests in court, if necessary.
Get In Touch with Our Firm
A car accident caused by an uninsured motorist can leave you wondering who will cover your medical bills and other damages. Even if you have uninsured motorist coverage, the insurance company may deny your claim or offer a lowball settlement that is far from adequate to cover your losses. Contact the Riverside personal injury attorneys at Hanson & Mouri right away for dedicated legal assistance if you have been injured in an uninsured motorist accident.