If you are hurt in a traffic crash caused by a negligent driver, you are entitled to pursue compensation for your injuries. However, if the negligent driver was on the clock in a company vehicle at the time of the wreck, the driver’s employer may be responsible for your injuries under vicarious liability. Contact Hanson & Mouri in Riverside, CA today for dedicated legal representation in a company vehicle Riverside car accident claim.
“Respondeat superior” or vicarious liability is a doctrine under which employers are responsible for the actions of their employees. Under this doctrine, employers are liable for negligent actions (or non-actions) committed by employees while they are working in the scope of their employment. For an act to be within the scope of employment, it must be authorized by the employer or closely related to an authorized act.
In most company vehicle accidents, the employer’s liability coverage pays for the injured party’s damages, indemnifying the employee who caused the crash against third-party actions. This means the insurance company protects the employee from having to personally pay damages to the injured accident victim. The insurer will also pay the employee’s legal fees if he or she is named in a lawsuit to recover damages.
In certain situations, the employer’s insurance company will not cover an employee who causes a car accident. These situations include:
Company vehicle accidents can be complicated. If you have been injured in such an auto accident or Riverside motorcycle accident, call Hanson & Mouri right away for a free consultation. Our Riverside lawyers have more than 20 years of experience in all matters of personal injury law.