Riverside Company Vehicle Accident Lawyer

If you are hurt in a traffic crash caused by a negligent driver, you are entitled to pursue compensation for your injuries. However, if the negligent driver was on the clock in a company vehicle at the time of the wreck, the driver’s employer may be responsible for your injuries under vicarious liability. Contact Hanson & Mouri in Riverside, CA today for dedicated legal representation in a company vehicle accident claim.

Why Choose Our Firm?

  • As a former insurance defense lawyer, our founding attorney knows how insurance companies think, act, and evaluate claims. This inside knowledge gives us a distinct edge for our clients.
  • Our firm has never lost a litigated case. We are seasoned litigators who know that bigger settlements come when you are prepared to go to court.
  • We are dedicated legal advocate who truly care for our clients. We will treat you like family and give you our commitment to fight aggressively for the compensation you deserve.

What Is Vicarious Liability?

“Respondeat superior” or vicarious liability is a doctrine under which employers are responsible for the actions of their employees. Under this doctrine, employers are liable for negligent actions (or non-actions) committed by employees while they are working in the scope of their employment. For an act to be within the scope of employment, it must be authorized by the employer or closely related to an authorized act.

Who Is Liable for Injuries In a Company Vehicle Accident?

In most company vehicle accidents, the employer’s liability coverage pays for the injured party’s damages, indemnifying the employee who caused the crash against third-party actions. This means the insurance company protects the employee from having to personally pay damages to the injured accident victim. The insurer will also pay the employee’s legal fees if he or she is named in a lawsuit to recover damages.

When Is the Employee Responsible for Damages?

In certain situations, the employer’s insurance company will not cover an employee who causes a car accident. These situations include:

  • Independent contractor: A person using his personal car to perform work for a company, such as delivering pizzas, may be liable for injuries in an accident he causes while on the job. This also applies when a person is leasing a company-owned vehicle, such as a tractor-trailer or a taxi, as the contract is likely to contain language making that person liable for accidents involving the vehicle.
  • Personal errands: If an employee is using a company vehicle to run personal errands, the employee may be personally liable for injuries and property damage caused to others, even if the accident occurs during regular business hours.
  • Non-business activities: When an employee has use of a company vehicle around the clock, he or she is probably not indemnified for an accident caused while commuting to or from work or while traveling for personal or recreational reasons outside of business hours.
  • Criminal activity: If the employee who caused the accident was committing a crime while driving the company vehicle, the employer’s insurance company will not indemnify the employee or pay for the injured party’s damages. Committing a crime may include driving under the influence of alcohol or drugs.

Connect with Hanson & Mouri

Company vehicle accidents can be complicated. If you have been injured in such an auto accident or Riverside motorcycle accident, call Hanson & Mouri right away for a free consultation. Our Riverside lawyers have more than 20 years of experience in all matters of personal injury law.

Page: Uninsured Motorist Accidents

Uninsured Motorist Accidents

According to the Insurance Information Institute (III), despite financial responsibility requirements under state law, an estimated 15.2 percent of drivers in California are uninsured. This means your chances of being involved in an accident caused by an uninsured motorist are not that slim. If you are injured in such an accident, call Hanson & Mouri in Riverside as soon as possible. We can protect your interests and increase your chances of receiving maximum compensation for your losses.

Why Choose Hanson & Mouri?

  • We are compassionate and care for our clients. If you have been injured and come to our firm for help, we treat you like family and give you our commitment to fight for your rights and the compensation you deserve.
  • Our trial lawyers have more than two decades of experience handling all matters of personal injury law. It is the sole focus of our practice. We are dedicated to helping injured people.
  • Our founding attorney is a former insurance defense lawyer. We know how insurance companies think, act, and evaluate claims, and we use that knowledge to your advantage.

What Are the Minimum Auto Liability Insurance Requirement In California?

The minimum liability coverage drivers are required to carry in California is:

  • $15,000 for bodily injury or death of a person
  • $30,000 for bodily injury or death of more than one person in a single accident
  • $5,000 for property damage of another person

How Can You Protect Yourself In Case of an Uninsured Motorist Collision?

In California, you can purchase uninsured/underinsured motorist coverage to protect yourself in case an uninsured or underinsured driver causes a crash. If the driver who caused your accident does not have the minimum auto liability insurance required by law, your uninsured/underinsured motorist insurance should cover you for at least those minimum amounts listed above. Uninsured/underinsured motorist coverage amounts are generally in line with liability coverage in a policy. Buying more coverage can provide you with greater protection in case of a serious accident.

What Are Your Options after an Uninsured Motorist Accident?

After a crash caused by an uninsured motorist, you can file a claim with your own insurance company if you have uninsured motorist coverage. If you do not have the coverage or your claim is denied, you have the option to try to obtain a settlement from the at-fault driver. If your settlement attempts fail, you may file a lawsuit in civil court against the at-fault driver to recover for your injuries.

Why You Need a Lawyer

An experienced personal injury lawyer can provide professional guidance and increase the likelihood of recovering full and fair compensation if you have been hit by a driver who was uninsured. Our Riverside attorneys can investigate your accident, fully assess your losses, and negotiate with insurance companies on your behalf. We can also protect your interests in court, if necessary.

Get In Touch with Our Firm

A car accident caused by an uninsured motorist can leave you wondering who will cover your medical bills and other damages. Even if you have uninsured motorist coverage, the insurance company may deny your claim or offer a lowball settlement that is far from adequate to cover your losses. Contact the Riverside personal injury attorneys at Hanson & Mouri right away for dedicated legal assistance if you have been injured in an uninsured motorist accident.

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